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DUTCH

Lowest score wins. Play from anywhere.

The goal

Dutch is a real-time multiplayer card game (a Golf / Cambio variant). Each player gets a row of face-down cards, and the goal is simple: have the lowest total score when someone calls “Dutch”. You mostly can't see your own cards, so memory and timing are everything.

Also known as Cambio, Cabo, Pablo & Golf

Searched for Cambio, Cabo, Pablo, or Cactus? You're in the right place — those are all regional names for this same peek-swap-and-call card game, and it's a modern take on the classic Golf card game (and a close cousin of Yaniv). Whatever your table calls it, the aim never changes: finish with the lowest score. You can play it free online here against friends or bots.

What cards are worth

• Number cards (2–10) are worth their face value.
• Ace = 1, Jack = 11, Queen = 12.
• The twist: a red King = 0 (the best card in the game), but a black King = 13 (the worst).

Peek at the start

Before play begins, one player picks a number (0–4). Everyone then secretly looks at that many of their own cards. Try to remember which cards you have and where they are.

On your turn

Do one of two things, then end your turn:

• Swap the face-up discard card into your row — replace a high card with a lower one to cut your score. Your old card goes face-up onto the discard pile.
• Flip the top card of the draw pile onto the discard — mainly to trigger a power card.

Power cards (Jack, Queen, Ace)

When a J, Q, or A lands face-up — whether you flipped it, discarded it from your row, or matched it — its power fires:

• Jack — blind-swap any two cards on the table.
• Queen — secretly peek at any one card.
• Ace — give a face-down card to any player, raising their score.

Matching

If you know one of your face-down cards has the same rank as the discard-pile card (e.g. two 7s, or two Kings), tap Match and pick it to drop it — now you have one fewer card. You can do this even when it isn't your turn. But guess wrong and you draw a penalty card. At the start of each turn there's a short window so everyone gets a chance to match.

Calling “Dutch”

Think you have the lowest total? Take your turn, then call Dutch. Everyone else gets one final turn (with a last chance to match), then all cards are revealed and scores counted. The lowest total wins the round — so call it when you're confident.

Ways to play

• Create a game and share the 4-letter code, or join a public game from the home screen.
• Add bots (four difficulties) to practice or fill a table.
• Ranked 1v1 with a Glicko rating and a global leaderboard.
• Free, no download — plays in any browser on phone or computer.

Frequently asked questions

Is Dutch the same as Cambio or Cabo?
Yes. Cambio, Cabo, Pablo, and Cactus are regional names for the same game: peek at two cards, swap to lower your total, use Jack / Queen / Ace powers, and call to end the round. Dutch plays by exactly these rules online.

How is Dutch different from the Golf card game?
Dutch is a Golf variant. It keeps Golf's “lowest total wins” heart and adds special power cards (Jack, Queen, Ace) plus a “call Dutch” ending, which make it faster and more tactical than plain Golf.

Is Dutch the same as Yaniv?
They're close cousins, not identical. Both reward a low hand, but Yaniv is about discarding melds and calling “Yaniv” at 7 or under, while Dutch is about a fixed row of hidden cards, memory, and power cards.

Where can I play Cambio / Cabo online for free?
Right here — dutchcardgame.com is free, needs no download, and runs in any browser on phone or computer. Play with friends via a room code, join a public table, or practice against bots.

How many players and cards?
2–8 players. Each starts with a row of cards (4 by default; the host can set 2–6). The lowest total when someone calls Dutch wins the round.